“Jacob made private vs ACA super clear and found a PPO that kept our doctors. Enrollment took 10 minutes.”
— A. Martinez
Licensed independent brokers • Public & private options • Fast enrollments
We compare ACA/Marketplace plans with medically underwritten private options and small‑group solutions. No pressure, no spam — just clear recommendations that fit your situation and budget.
*When eligible via underwriting. We’ll walk you through every option.
See my optionsIndividuals, families, and small businesses comparing public and private coverage — with clear guidance from licensed brokers Jacob & Lily Hodge.
Compare ACA, private PPO, and short‑term options. Find a deductible and network that fit your doctors and budget.
Balance premiums and out‑of‑pocket costs with guidance on pediatric care, maternity, and prescriptions.
Group plans, level‑funded, and HSA strategies to control costs while keeping top talent covered.
A quick form to understand your household, doctors, prescriptions, and budget.
Marketplace vs. private options — clear pros/cons and exact monthly costs.
Paperwork handled for you. We stay your point of contact after enrollment.
Answer a few quick questions. We’ll text or email plan options with exact pricing and next steps.
“Jacob made private vs ACA super clear and found a PPO that kept our doctors. Enrollment took 10 minutes.”
“Lily compared three carriers and negotiated a better rate for our team. Couldn’t be easier.”
“Fast, honest, and responsive. We saved money and lowered our deductible.”
No. Our consultations are free. If you enroll, the carrier compensates us — your price is the same as going direct.
Marketplace plans don’t require medical underwriting and can include subsidies for eligible households; private plans may offer lower deductibles and broader networks if you qualify medically. We’ll show both side‑by‑side.
Yes — we check network and formulary fit before you enroll, so there are no surprises.
Absolutely. We remain your first call for questions, renewals, and claims support.